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Cheap car loans: a menace or blessing?

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Cheap car loans have become a norm in almost every capitalist society. Britain doesn’t lag very far behind. Car loans are readily available in every city or district. Many believe that cheap car loans will revive the economy. However, many fear the antipode. Cheap car loans are becoming increasingly popular across the UK. Who doesn’t want to drive their car? It is better than waiting in long queues for a subway ticket. With almost everyone possessing a personal car, will that cause the next crash? Are cheap car loans a potential threat? Cheap car loans are being financed to at least 80% of car buyers. A small fraction, 3% is […]

When Can You Cancel Car Finance?

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Car finance can be done in two ways; when you either get a loan from a bank or a finance company, which is known as direct lending, or you go to a car dealership itself and enter a contract to lease the car and pay them back bit by bit, which is known as dealership financing. There are several ways you can end your car finance contract. For starters, after you enter into a car financing contract, under the Consumer Credit Act, there is a duration of 14 days, which is known as the “cooling off period”. During the cooling off period, you can talk to your finance provider and […]

Is there any catch of 0% for you?

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Usually many feel that when companies offer 0% interest rate over car financing are carrying on a scam. The question arises that a 0% rate means that the bank or the company ends up making no profit. Since no interest rate will be paid over the term of the whole loan, the company will not end up benefiting. Without a benefit, the whole idea seems like a scam? When talking about car loans you need to remember that you have to pay an interest rate whenever you choose to get a car loan or car finance. You end up borrowing the money from the bank and have to return it […]

Poor Credit Car Finance Ultimately Explained

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If your credit is poor and you are looking to purchase a new vehicle? You might be under the impression that it won’t be possible. Due to the amount of misconceptions floating around many people are mistakenly convinced that people with bad credit simply aren’t eligible for car finance. This couldn’t be further from truth, as anyone can buy a car on finance. Although your options may be limited, depending on how bad your credit score is, you can most certainly still purchase a car. When it comes to poor credit car finance, things can get a little confusing. Don’t let that confusion stop you from achieving your dream of […]

New Car Budgeting – What you need to know

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New car budgeting is a serious financial commitment. Many people don’t see it that way and end up regretting their decision. You can’t just wake up one morning and buy a new car on whim. It takes a lot of planning and research, so be prepared to put the effort in. If you haven’t bought a car before, you probably don’t even know where to start. That’s understandable, as many of us don’t pay much attention to our new car budgeting. We make monthly payments, and pay our bills without looking too much into our financial situations. If you are thinking about getting a car on finance, it’s crucial that […]

Sports Cars – how to Find Right for You

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Sports cars have certainly changed over the years. With technological advancements allowing manufacturers to do more when it comes to speed and performance, we have now entered an era of high-performance sports cars being widely available. Whilst sports cars used to be reserved for the super-rich who could afford them, due to the rise of car finance, anyone can now own the vehicle of their dreams. When it comes to sports cars, there are many of them currently on the market. Some offer speed, whist others focus more on performance or appearance. If you’re thinking about getting a sports car therefore, it can be a little difficult to choose the […]

Buying new car – when you should sell old car ?

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Should I Sell Old Car Before or After Getting a New car? Getting a new car can be an exciting and beneficial process. There’s nothing better than sitting behind the wheel of a brand new car, ready to tackle the road ahead. Although this is the image many of us are hoping for when buying a new car, for most of us it’s far from reality. There’s no denying that a lot of factors come into play when buying a new car. You have to decide which car you are going to get, how you’re going to pay for it and where exactly you are going to get it from. […]

Are Luxury Cars Worth the Extra Money?

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There’s no denying that comfort and luxury are greatly admired by the majority of the population. We work hard towards those things, with many of us never quite achieving them unless we’re super-rich. Luxury cars are not a recent invention; in fact, they have been around for nearly as long as the automotive industry itself. They have made travel a lot more enjoyable for many, which is why they remain extremely popular with modern car buyers. Are luxury cars worth the extra money? Let’s find out. It’s no secret that the more luxurious a car is the bigger the price tag that it comes with. This is simply due to […]

Car finance – Am I ready to purchase a vehicle on finance?

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Car finance is quickly becoming the number one method of purchasing a new car. More people are open to the idea of paying for a vehicle over a longer period of time, which allows more companies to offer appealing deals. Best car finance deals here: Trusted Car Credit Although car finance hasn’t always been this popular, in the recent years it grew tremendously and is now widely available. People often wonder, whether they are ready to purchase a car on finance. This is because there are many factors that come in to play and need to be considered before making such a commitment. No one can tell if you are […]

Hire Purchase vs Personal Contract Purchase

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It’s never been easier to purchase a new vehicle. Whilst in the past you had to save up for months, if not years, to buy your dream car, today there are services available that make it easier for you. Taking out any form of finance is a serious commitment that should only be considered when you are confident that you are ready for such a big responsibility. We are in no way trying to discourage your from applying, in fact we are here to help guide you in the right direction. The complicated world of car finance can be very confusing, especially if you aren’t familiar with any of the […]

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